Top Licensed Money Lenders In Singapore

Trust us to provide fast approvals, flexible terms, and a commitment to your financial well-being. Whether you need a money lender in Singapore, are searching for money lenders near me, or seeking legal money lending services, we’ve got you covered. Apply for the best money lender in Singapore with ease. We offer instant loans and money lending services with flexible terms, all through a fast and hassle-free 24-hour online application via Myinfo from Singpass. Your reliable licensed money lender in Tanjong Pagar, Singapore, is here to serve you.

Personal Loan Calculator

*Please note the calculations shown here for the loan are only indicative results. Installment amount vary based on individual factors and criteria.

About Us

Power Credit Enterprise Pte Ltd is one of the top-tier Singapore licensed money lender offering dependable and easy-to-use financial help. Founded in 2007, We gained a solid reputation for their dedication to responsible lending and exceptional customer care.

We prioritize transparency and fairness in all their loan services, ensuring that customers are fully informed and protected throughout the loan process.
Whether you’re facing a sudden financial need, trying to combine your debts, or seeking funds for your business, our knowledgeable team is ready to help. We understand that financial difficulties can occur unexpectedly, and We’re committed to guiding you through these challenges smoothly and confidently.

Loan services

Licensed Moneylender

Power Credit Enterprise Pte Ltd stands out as a reputable licensed moneylender in Singapore, offering a range of financial solutions tailored to meet your unique needs.

Business Loan

At Power Credit Enterprise, we understand the unique financial challenges faced by Singaporean businesses. Our tailored business loan solutions are designed to provide the financial boost your company needs to thrive in a competitive market.

Foreigner Loan

As a licensed moneylender, we offer tailored foreigner loans designed to provide you with accessible financial solutions in your home away from home.

Pay day Loan

As a licensed moneylender in Singapore, we provide fast, convenient, and legal short-term financial solutions tailored to your immediate needs.

Personal Loan

As a licensed moneylender in Singapore, we provide fast, reliable, and competitive personal loan solutions to help you achieve your goals.

Debt Consolidation Loan

Power Credit Enterprise Pte Ltd, a trusted licensed moneylender in Singapore, offers a solution designed to help you regain control of your financial life – our Debt Consolidation Loan.

Private Hirer Loan

Power Credit Enterprise Pte Ltd, a trusted licensed moneylender, offers tailored Private Hirer Loans designed to support your unique needs in the dynamic ride-hailing industry.

Why Choose us

Years of Experience

With 17 Years+ experience in the moneylending industry, our staff are well trained, friendly and experienced loan officers to guide you through the process.

Licensed and Regulated

Power Credit Enterprise Pte Ltd is Licensed by the Ministry of Law and regulated by the Moneylenders Act, ensuring fair and ethical lending practices.

Competitive Interest Rates

Fair and competitive interest rates under the regulations set by the Ministry of Law (Registrar of moneylender) providing you a affordable lending experience.

Flexible Repayment Plans

Customized loan repayment plans within your affordability, monthly installment scheme to suit your financial needs and budget.

Transparent Fees

No hidden fees or charges, with clear and transparent loan terms will be clearly explained to you before signing of loan contract.

Easy Application and Fast Approval

Discover your top choice licensed moneylender. Power Credit providing streamlined and hassle-free loan application process that saves you time and effort. Our efficient system simplifies the paperwork, ensuring a quick and easy experience from start to finish. With our professional trained loan officer are always there to guide you through the loan process, providing excellent customer care and support explaining the terms of loan clearly before you signed the loan contract. We are committed to ensure the fees are clear and no hidden cost incurred . Apply now with Power Credit your most trusted licensed moneylender in singapore, providing simple and fast application process with Singpass Myinfo ensuring quick approval for loans and funds disbursement on the same day.

Step by step

1

Apply Now!

It only takes a few minutes to get started.
Begin your quick loan process by filling up our easy application form or retrieve Myinfo with Singpass.

2

Fast & Easy

We will get in touch with you and arrange for an appointment with you. Applications are reviewed swiftly, often providing approval within minutes, so you can access your funds quickly.

3

Get Your Cash

Once approved, instant funds will be disburse upon completion of loan agreement. Enjoy the convenience of having cash when you need it most.

What Our Clients Says About Us?

EXCELLENT
Google star 1Google star 2Google star 3Google star 4Google star 5.0.7
Based on 225 reviews
Posted on Google Google
Surfire Abraham profile picture
Surfire Abraham
4 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My cousin used this service as she needed a small loan based on the sales proceeds she will be getting after sale of her flat back to HDB.She was attended by Mike via whats app who called her sister n was very helpful and asked relevant and sensible questions and after a preminarly round of interview he ask us to visit his agency for approval in person.once we down to the agency the officer ,a young chinese guy, incharge was equally polite and kind and loan was dispersed efficiently and smoothly after we submitted copy of the documents that was already submitted at whats app.so the service was amazing and this agency should be listed the best money lending agency among the rest in Singapore.The best people to help at times of unexpected expenditures were at this agency.Best agency ever.

Owner's reply
Thank you for your detailed feedback, Surfire! We're delighted to hear that you and your cousin had such a smooth and efficient experience with our loan services. Our team, works hard to provide outstanding customer service and ensure a seamless loan process. We’re honored to be recognized as a reliable support during times of financial needs. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
Posted on Google Google
zoe chen profile picture
zoe chen
31 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very convenience location near MRT. nice and friendly staff clearly explain and advise. one of the best licensed moneylender i had visited.

Owner's reply
Thank you, Zoe, for sharing your positive experience! We're delighted to know you found our location convenient and our team helpful. We strive to provide outstanding customer service and are pleased to be recognized as a top rated licensed moneylender. If you require any further assistance, please feel free to reach out. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
Posted on Google Google
Salimman Wahid profile picture
Salimman Wahid
15 April 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.


Owner's reply
Dear Salimman, Thank you for your excellent review! We appreciate your support and are delighted to hear about your positive experience with our services. Should you require assistance with a personal loan or have any queries, do not hesitate to reach out. We are here to help. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
Posted on Google Google
j profile picture
j
23 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.


Owner's reply
Thank you, J, for your feedback and support! We're glad you had a positive experience with Power Credit licensed moneylender loan services. If you need any assistance or have further questions, feel free to reach out anytime. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
Posted on Google Google
ian audiya profile picture
ian audiya
15 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Had a short-term cash flow gap while waiting for a client payment. Power Credit offered a flexible, two-month loan that bridged the gap perfectly. Mike was professional and the terms were clear. It was a simple business transaction that solved a temporary problem without drama.

Owner's reply
Dear Ian, Thank you for sharing your positive experience! We're glad our flexible loan solutions and Mike's professionalism could assist you efficiently. We strive to be a best licensed moneylender, providing transparent and legal support tailored to your needs. Should you require our services again, we’re here to help. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
Posted on Google Google
Aiden Chua profile picture
Aiden Chua
13 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Let's be real, no one wants to go to a money lender. But when my car broke down and I needed repairs urgently, Power Credit was the most straightforward option. Wayne processed everything quickly, explained the contract in simple terms, and there were no surprises. As far as these things go, it was a professional and hassle-free experience.

Owner's reply
Hi Aiden, Thank you for your thoughtful feedback. We're glad Wayne could provide you with a straightforward and transparent service during a stressful time. It's our goal to be a reliable and professional licensed moneylender for urgent needs, and we’re happy we could assist you efficiently. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
Posted on Google Google
Shufee Ramlan profile picture
Shufee Ramlan
12 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Friendly and efficient Brian Mr Ong is professional

Owner's reply
Dear Shufee, Thank you for your kind words! We're thrilled to hear that Brian provided you with friendly and professional service. We always aim to be a preferred and legal moneylender with a team you can trust. Should you need any further assistance, feel free to reach out anytime. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
Posted on Google Google
Sindy Neo profile picture
Sindy Neo
5 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.


Owner's reply
Thank you, Sindy, for your positive feedback! We truly appreciate your support and look forward to assisting you with any financial needs in the future. Feel free to reach out if you need a trusted and preferred licensed moneylender. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
Posted on Google Google
dany g profile picture
dany g
4 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Recommended place for loan.

Owner's reply
Thank you, Dany, for sharing your experience with us. Your satisfaction with our licensed moneylending services is greatly appreciated. We are here to assist you with any future loan needs. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
Posted on Google Google
MICHAEL JOSEPH MAGBOO profile picture
MICHAEL JOSEPH MAGBOO
2 January 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.


Owner's reply
Thank you, Michael, for your support! We're glad you had a positive experience with our licensed moneylender services. Should you ever need assistance again, feel free to reach out. Yours Sincerely, Power Credit Enterprise Pte Ltd 1 Tras Link #01-11 Orchid Hotel Singapore 078867 +65 6443 2940 Visit us at https://www.powercredit.sg/
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Top 8 Good Information That You Should Know

Absolutely! We are a legally regulated licensed money lenders located in Tanjong Pagar, Singapore. You can trust us to provide reliable and legal loan services.

Typically, you’ll need to provide identification documents, proof of income, and residency details. Our team will give you a detailed list based on the loan type you’re applying for.

We understand that everyone’s needs are different, so we offer flexible loan amounts. You may borrow up to 6X of your monthly salary subject to your income requirement and eligibility. For specific details, please contact us, and we’ll be happy to discuss your options.

We understand the urgency of financial needs, so once your loan is approved, you can expect to receive the funds very quickly, often within the same day!

Yes, we prioritize confidentiality and security of your personal information.

Yes, you can repay your loan early with no penalties.

No, we maintain transparency with no hidden fees. All charges are clearly disclosed.

We’d love to hear from you! You can call us at 64432940, visit us at our registered office or simply apply online via Singpass Myinfo at our website. We’re always here to help!

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